Buying a Home in Greensboro? Do This Before You Start House Hunting

Starting your home search without a mortgage pre-approval is like setting out on a road trip without a map. Before you even think about touring homes, gather these key documents. Lenders will need them up-front and having them ready makes the process less stressful and sets a clear path for your search.

• Proof of income
• Employment history
• Summary of your debts
• Recent bank statements
• Recent pay stubs
• Tax Documents

But pre-approval is only one piece. To keep your home search realistic (and future bills comfortable), outline a budget that includes more than the principal and interest. Think about things like…

• Taxes
• Home insurance
• Expected maintenance
• Utilities

Keep in mind that many buyers find their true comfort zone is a step below what a lender might approve. Also consider setting aside funds for closing costs, inspections, and moving expenses.

Make your first steps count! Gather what you need ahead of time and plan accordingly so you can move forward confidently. Ready for a home search that feels tailored and stress-free? Let’s talk about your next steps and get you connected to a lender!